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There’s chaos on our southern border. It’s a humanitarian and national security crisis that threatens the safety of Americans and the Biden administration’s careless rhetoric and progressive policies are undeniably at fault.

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The U.S. Army Corps of Engineers’ largest public works project – the 445-mile McClellan-Kerr Arkansas River Navigation System (MKARNS) – was completed 50 years ago this month. It’s important to understand how that visionary endeavor reshaped the region, creating a navigable waterway to serve…

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I have had the privilege to ride along and learn first hand from our very own Heber Springs Home Delivered Meals team from the Waychoff Senior Center. It has been such a wonderful experience.

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When COVID-19 hit, the subsequent economic fallout also hit hard. Despite government incentives that aimed to keep people employed, successfully I might add, millions of Americans still were suddenly out of work and found themselves relying on and receiving state and federal unemployment benefits.

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Independence Day is almost here. And as we make progress in moving past the COVID-19 pandemic, more of us will be able to enjoy Fourth of July activities. However you observe the holiday, it’s important to recognize all the liberties we enjoy in this country. But you may still need to work a…

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Little Hadassah was among the Jewish captives in Persia. Her parents had died but Mordecai, an older cousin, “took her for his own daughter” (Esther 2:7) and raised a strong, disciplined woman. Hadassah, renamed Esther, was taken to the king’s house with many maidens as candidates for queen …

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While the pandemic severely impacted the industry in 2020, there are signs that tourism is rebounding and doing better than before the health emergency began.

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Something that many of us may not even realize is that our communities have senior centers that are vital to the community and to its participants

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If you’re a dad, you may be in line to get some nice gifts on Father’s Day. But your greatest gift may be your ability to help your children. One way of doing that is to get them started in the world of investing – and making a few investments on their behalf.

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I was in fervent prayer for my brother seven years older than I. He was intelligent, witty, handsome, musically talented and more; but alcoholism had spoiled this very nice personality. God gave me one word: “triumph.” Time went on. I didn’t see it for a while.

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The state is on pace to have a record surplus of more than $1 billion, which is a strong indicator that the Arkansas economy is recovering from the negative effects of the pandemic.

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June is Effective Communications Month. And it’s a good idea to recognize the importance of good communications, because it plays a role in almost every aspect of living – including your finances. You’ll want to clearly communicate your financial goals to your loved ones – and you’ll want to hear theirs, too.

Let’s look at some of the communications you might have with family members:

• Your spouse – You and your spouse may have different thoughts about a range of financial topics – how much to save, how much to spend, the level of debt with which you’re comfortable and so on. Try to reach some type of consensus on these issues. However, in regard to investing, you don’t necessarily have to act in unison all the time. You each may have different investment styles – one of you may be more aggressive, willing to take on more risk in exchange for potentially higher returns, while the other would rather invest with an eye toward mitigating risk, even it means accepting a lower return. Of course, there’s nothing stopping each of you from pursuing your individual investment strategies in your own accounts – IRA, 401(k) and so on. Still, if you are going to work toward common goals – especially toward a shared vision of your retirement lifestyle – you each may want to compromise in your investment choices. And this accommodation is even more necessary in your joint accounts.

• Your parents – If you may someday be involved with your parents’ financial plans – which is highly likely – you should know in advance what to expect. This may not be the easiest conversation to have, but it’s an important one. So, for example, ask your parents if they have a durable power of attorney, which allows them to designate someone to manage their financial affairs if they become physically or mentally incapacitated. You might also inquire if they have protected themselves against the potentially enormous costs of long-term care, such as an extended nursing home stay. If not, you might suggest that they contact a financial advisor, who can offer solutions. Once you begin communicating about these issues, you may well want to go further into your parents’ estate plans to determine what other arrangements, if any, they have made. If it seems that their plans are not fully developed, you may want to encourage them to contact an attorney specializing in estate planning.

• Your grown children – Just as you talk to your parents about their estate plans, you’ll want to discuss the same topic with your own grown children. Let them know who you have named as a durable power of attorney, what’s in your last will and testament and whether you’ve established a living trust. If you’re already working with a financial advisor and an estate planning professional, make sure your children know how to contact these individuals. Of course, you don’t have to confine your communications to estate plans – if you want to help your children financially, such as loaning them money for a down payment on a home, let them know.

By talking with your loved ones about key financial matters, everyone benefits. So, keep those lines of communication open.

Kim Owen is at Edward Jones,309 Southridge Blvd. Suite G. in Heber Springs.

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One of the much talked about elements of the 2017 tax reform bill known as the Tax Cuts and Jobs Act (TCJA) was the imposition of a $10,000 cap on the state and local tax (SALT) deduction for individuals. Starting in 2018, individual taxpayers who itemize could deduct no more than $10,000 of…

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The development and distribution of COVID-19 vaccines has guided the nation back to normalcy. I have enjoyed resuming in-person meetings with Arkansans instead of conducting business over the phone or online platforms, and I have seen the hope and optimism that exists for so many people who …

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State and local governments are preparing to receive a large infusion of federal aid, under the American Rescue Plan of 2021. Schools and universities in Arkansas also are receiving federal funds.

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The state’s emergency health declaration ended on Sunday, and today I’d like to encourage Arkansans to remember that although the emergency has passed, we are still in a pandemic.

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Directly behind the Capitol stands a monument honoring those Arkansas families who sacrificed more than most.

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Three crosses stood in earth’s dirt and pointed to the sky. One would reach Heaven. Three men were dying, two for crimes they had committed. On the middle cross there hung a man named Jesus. He had been uncommonly silent during His trial in a Roman court as He was falsely accused, mocked, sp…

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Being self-employed has some benefits: You get to choose your own hours, you don’t have to count “vacation days” and you’ll never worry about getting downsized. On the other hand, you’re truly on your own – there’s no employer-sponsored retirement plan and no benefits package. So, if you’ve …

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Israel has endured increased terrorism and aggression from Hamas militants in recent days, including rockets fired at Israeli cities that have killed and wounded innocent civilians. This outbreak of violence began in early May and has quickly escalated into a conflict that has captured the a…

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The state is now offering help to low-income families who have fallen behind on their rent because of financial problems caused by the Covid-19 pandemic.

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Israel has endured increased terrorism and aggression from Hamas militants in recent days, including rockets fired at Israeli cities that have killed and wounded innocent civilians. This outbreak of violence began in early May and has quickly escalated into a conflict that has captured the a…

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This week, we want to direct your attention to a program that could help Arkansans struggling to pay rent and utilities due to the pandemic.

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Law enforcement professionals from local police forces to sheriff’s departments, state police and federal law enforcement agencies leave home each day not knowing what challenges they will experience, but ready to face danger head on in order to make the communities they serve safer.

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The COVID-19 pandemic may have unsettled many aspects of your life – including your financial situation. Even if your employment and earnings were not directly affected, you might have concerns about whether you’ve been making the right investment moves in such a stressful environment. The p…

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Last week was National Nurses Week in Arkansas, and I’d like to talk about how the pandemic has highlighted the value of our nurses and about the laws the General Assembly passed this year that allow nurses to offer more services.

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Even before the COVID-19 pandemic, Congress and the Centers for Medicare and Medicaid Services launched policy improvements to remove barriers to some telehealth services. The public health emergency has made it clear more must be done to improve and expand access to this manner of health ca…

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The legislature referred three proposed constitutional amendments to Arkansas voters.

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Military spouses are the unsung heroes in our communities and the Armed Forces. These men and women who serve alongside their loved ones are asked to move away from family and friends to support our country’s readiness at home, during deployments and in mission transitions. We have equal res…

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The legislature brought the 2021 regular session to a close with a dramatic midnight meeting to approve a Sovereignty Act, which declares new federal laws invalid if they infringe on the right to bear arms.

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Last week the 93rd General Assembly concluded its business, and I’d like to talk about a few of the success stories from the legislative session.

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The question of all questions in the world of Personal Care: Do I qualify? We have people who call us weekly, at Allheart Senior Care, who ask this question.